Long-term care (“LTC”) is a variety of services which help meet both the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time. Since Medicare does not pay for LTC services and only pays for the first one hundred days of skilled care (i.e., physical therapy or nursing), it may be necessary to consider purchasing a LTC insurance policy. With the creation of new hybrid insurance products, something that was once viewed as too expensive may now be a very realistic purchase for you. When it comes to choosing the best LTC option for you, leave it to our experienced team to help guide you through that decision-making process.
To learn more about long-term care, give us a call at (803) 772-4900 and schedule a complementary financial consultation